LA Wildfires: Answers to Housing and Payment Questions

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LA Wildfires: Answers to Housing and Payment Questions
WILDFIREMORTGAGEDISASTER RELIEF
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The recent devastating wildfires in Los Angeles County have left many homeowners and renters with urgent questions about their housing and financial obligations. This article provides answers to frequently asked questions, addressing mortgage payments, disaster tax relief, and tenant rights in the wake of the fires.

Do I have to pay mortgage if my home was destroyed in LA fires? Answers to that and other questionsburning in Los Angeles County for more than a week, forcing thousands of people to evacuate and wonder - what's next?

With so much unknown for people impacted by the wildfires, ABC7 Eyewitness News looked into top searched questions about housing and payments to provide some definitive answers for the now.Homeowners are often eligible for reduced or suspended mortgage payments for up to 12 months if they are impacted by a disaster, according to, commonly known as Fannie Mae. During the temporary reduction or pause in payments, homeowners will not incur late fees, foreclosures or other legal proceedings.

Homes destroyed by the Palisades Fire in the Pacific Palisades neighborhood of Los Angeles is seen, Wednesday, Jan. 15, 2025."You are no longer required to pay rent and the landlord is no longer required to provide housing. The landlord must return any prepaid rent and refund the security deposit in accordance with California law," the department explains on its website.

The landlord must make the repairs quickly after you make a urgent repairs request. If the repairs are not made quickly, contact the department for more information."This law limits rent increases to no more than 10% above pre-emergency levels after an emergency is declared," theThe rent cap is set to expire on Feb. 6 - unless it is extended by officials.2 minutes ago

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