Kia TikTok Challenge costly for San Diego driver who couldn't get insurance and crashed

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Kia TikTok Challenge costly for San Diego driver who couldn't get insurance and crashed
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Mike Spragley couldn’t find full coverage insurance for his Kia Soul because it’s considered high-risk

“I was going normal speed, about 65 to 75 mph,” San Diego resident Mike Spragley said. “It was extremely foggy, low visibility that morning, and there was a Target shopping cart in between the No. 1 and 2 lanes, which is the fast lane and the one next to it.”

The aftermath might have been less painful if he had been fully insured, but the problem was, Spragley couldn’t find anyone to write him a policy before the crash.“It was something called the Kia Soul Challenge on TikTok,” he said. “So, people were stealing Kia Souls. Kia actually did a recall. They became very easy to steal. But insurance companies in the state of California were not willing to write full coverage for the car. So, I only had basic liability.

“The trend is starting to die down a little bit,” said Bob Passmore with the American Property Casualty Insurance Association. “One piece of advice would be: Go directly to the companies. You know, it's never been easier to shop for insurance.”The one potential"yes" came mere hours AFTER his accident.Spragley’s Plan B is to gather his friends to find the parts he needs at scrap yards to save some cash.

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Kia TikTok Challenge costly for San Diego driver who couldn't get insurance and crashedKia TikTok Challenge costly for San Diego driver who couldn't get insurance and crashedMike Spragley couldn’t find full coverage insurance for his Kia Soul because it’s considered high-risk
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