A safety alert and a stark reminder of the dangers of buying and selling online. Recently, an off-duty police officer from New York was shot and killed during a robbery that was allegedly arranged over Facebook Marketplace for the sale of a motorcycle.
recommends a secure person-to-person payment method, but Consumer Reports says not all P2P apps are the same.“For each of these apps, don’t just assume that their default settings are ones that manage your privacy, security, and also have the best policies for helping you get your money back in case of an error,” explained Delicia Reynolds Hand, Consumer Reports’ Director of Financial Fairness Advocacy.
-- Apple Cash, Cash App, Venmo, and Zelle -- and found that none of them reimburse users for sending money to the wrong person or sending too much money by mistakenly adding extra digits to an intended amount.Michelle Concha, who loves shopping on Facebook Marketplace, has her own safety advice: peek at the seller’s profile.
“I actually bought a car on Marketplace! And it’s because we had people in common in the area that I felt actually more secure about buying the car from that person,” Concha explained.This is important, too: Scammers lurking on Facebook Marketplace aren’t always after your money. Consumer Reports warns some are after your data.
So to protect yourself, never share personal information like your home address, but also, don’t give out your phone number. Think about where the sale will take place and it should be in public because you never want to give someone your home address.
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