Just Like Everything Else, Mobile Homes in Texas Are Becoming Less Affordable

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Just Like Everything Else, Mobile Homes in Texas Are Becoming Less Affordable
HousingManufactured HousingTrailer Park
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Manufactured or mobile housing can be more affordable, but that doesn't mean it's cheap.

Historically, manufactured homes have been considered an affordable housing option for some. But even they have not been immune from housing and rent price hikes in recent years and are becoming less affordable.by email that manufactured home rents are generally market-driven for a particular area, so they will trend similarly to all other rents for single-family homes and apartments.

That’s not to say housing costs and rents for manufactured homes haven't gone up, just not as much as other housing options. “This has certainly eroded a lot of the affordability of MHCs compared to respective income/wage growth.” – DJ Pendleton, Texas Manufactured Housing AssociationSome consider manufactured housing as a potential solution to the affordable housing crisis and wonder why more of these homes aren’t being built.looked into this question.

In addition, financing opportunities are restrictive or unavailable. These homes can be titled as either personal property or real property. In 2016, most were titled as personal property. Personal property loans tend to have lower balances, shorter terms, higher interest rates and fewer underwriting requirements than real property loans, such as for a mortgage.

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