The 2017 blaze destroyed a four-story commercial building in Shamokin that had four tenants.
WILLIAMSPORT – A federal judge has found an insurance company was justified in declining coverage for a fire that destroyed a Shamokin commercial building despite a dispute over whether it was set.
The litigation stems from a Dec. 14, 2017, fire in a four-story building that had four tenants in the first block of West Independence Street in Shamokin.He had purchased the property on Aug. 3, 2017, for $45,000 and the next day obtained insurance coverage with a limit of $2.865 million.Following the fire, Brethren Mutual worked with a state police investigator and two others before on May 17, 2018, declining to cover Andrews’ claim.
The reasons that Brethren Mutual gave for declining to cover the claim included a flammable liquid was found in the stairwell and Andrews had a financial motive to set it because he was losing tenants. The evidence available to Brethren Mutual when it denied the claim supported its determination the fire was intentionally set and Andrews had a financial motive to set it, the judge wrote.
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