Over a dozen new laws in Illinois will impact health insurance starting January 1st, 2024.
Hundreds of new laws will take effect in Illinois on New Year's Day , and more than a dozen could impact the health and well-being of residents. One bill took a series of steps to regulate health insurance policies offered to Illinoisans, including banning step therapy , a process that required patients to try lower-cost drugs before stepping up to a more expensive one.
The legislation also eliminated prior authorization requirements for inpatient mental health care, required more transparency about prior authorization when advertising insurance coverage, and banned the sale of junk insurance plans that don't comply with the provisions of the federal Affordable Care Act. Here are some key health-related bills taking effect: HB 2350 – Requires companies in Illinois that provide health insurance to cover annual prostate cancer screenings, cervical smears or Pap smears for all insured individuals, regardless of gender. HB 2443 – Requires that new insurance plans must provide coverage for medically necessary hearing instruments and related services for all individuals, not just those under the age of 18. HB 4460 – Requires insurance programs to provide coverage for mental health therapy services to police officers, members of self-insured fire protection districts, and any spouse or partner of members of those fields. HB 5142 – The Birth Equity Act provisions pertaining to requiring insurance companies to cover services of doulas and midwives will take effect on Jan. 1. Other provisions of the bill will not take effect until Jan. 2026. HB 5258 – requires insurance companies to make dependent coverage available to qualifying parents or stepparents of the insured if they meet the definition of a qualifying relative under federal law
Health Insurance Illinois Law New Year's Day Step Therapy Mental Health
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