I was living paycheck to paycheck with over $100,000 of debt until I made a mental shift that had been in front of me all along

Now, we no longer live paycheck to paycheck and I've completely changed my thinking

My husband had always tried to implement a budget in our house, but I resisted. I work hard for my money, and I deserve to spend it, I thought. But I was five years into my career, When we moved to a new house, I begrudgingly agreed to try a budget — and realized alarmingly quickly how much further our money went when we had a plan. Now, we no longer live paycheck to paycheck and I've completely changed my thinking: I work hard for my money, and I deserve to keep it.

My husband had always tried to implement a budget in our house, but I resisted. I work hard for my money, and I deserve to spend it, I thought. But I was five years into my career, When we moved to a new house, I begrudgingly agreed to try a budget — and realized alarmingly quickly how much further our money went when we had a plan. Now, we no longer live paycheck to paycheck and I've completely changed my thinking: I work hard for my money, and I deserve to keep it.

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