'I was £30k in debt - I needed to clear it so scoured the street for pennies'
“I had recently quit my job as a dog walker and trainer to take care of our newborn son and suddenly the reality of our financial situation hit me like a tonne of bricks.
“I took a piece of paper and I divided my home into like layers of an onion and I wrote down everything that we spent money on, and I decided like what I could cut out, whether that was the cost of grocery shop or our utilities.Before I knew it my shopping habit, car loans and college fees had left me and my husband with £30,000 worth of debt“For example if I worked out I’d saved £4 by not mowing the lawn then I would pay off £4 worth of debt.
So determined was Becky, that when the family moved into a new home they went without furniture until their debts were cleared.The mum says that her family were spending around £1,160 a month on their food shop which was a huge financial burden. “Another thing I learnt to do was reuse food, for example I will save the salt from the bottom of my pretzel bag which will save you a couple of pounds.
“This means that I am buying a certain set of spices, or pantry staples that can be used over and over every week rather than forking out for expensive ingredients for one off meas.”“Your energy company isn’t about to give you a discount but there are ways of cutting the cost,” she explains.Becky Guiles
“I live in upstate New York it's extremely cold most of the year so heating costs is our biggest costs here. And the way to combat that is to have a programmable thermostat.
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