Dear Pay Dirt: My own parents are suspicious about how my boyfriend and I afford our rent.
My husband is currently unemployed, but can’t help spending money on video games. I’ve spoken to him multiple times about it and he keeps apologizing, but then two weeks later does it again. How can I teach him that he can’t spend hundreds of dollars when he doesn’t have a job? I’m so frustrated and want to open separate bank accounts but every time I say that he cries and begs me not to. Help!You should definitely open a separate bank account.
If he were capable of controlling it entirely, I don’t think he’d get so upset at the idea of having separate bank accounts. He’s afraid to get cut off. You need to talk about why this is happening, and he may need therapy to deal with whatever’s precipitating it. It’s OK to be sympathetic to whatever’s going on and supporting him, while also setting boundaries around spending as a precaution.You don’t say whether you expect or want him to work, but that’s a factor, too.
One month ago, my partner’s father decided to buy a condo and allow us to rent it from him. We both appreciate his generosity but he’s made so many other unfulfilled promises such as giving him $1 million when he turned a certain age, which came and passed three years ago without a word. He insists on there being a rental agreement, that the rent be fair market value, and that I pay half the rent.Increasingly this seems less of a gift and more like an investment.
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