I’m a bargains expert - the five freebies and discounts that can save you £466

'I’m a bargains expert - the five freebies and discounts that can save you £466'

Often you'll have to pay in a certain amount of money each month to qualify, or you might not be eligible if you've been a customer of that bank before.

There are other things to watch out for when deciding when to switch, Mr Seager added: "Be sure to check all the incentives available and the customer service scores of the banks you’re looking at moving to."A birthday isn't a birthday without cake - and you can get yours for free from Costa on your special day.

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