I'm 23, I Make $20,000 & I Have $23,000 In Debt

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I'm 23, I Make $20,000 & I Have $23,000 In Debt
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'9 p.m. — I fail my no-spend day in the final hour by going out for ice cream. I spend $4 on a caramel sundae.'

Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?

We had lots of casual conversations about money. My family has always been poor and never been shy about discussing it, and they never felt they had to hide those conversations from me. I was raised by a single mom and when I was a kid she also worked in restaurants, so our finances tended to be less fixed as her income fluctuated. I also attended large, low-income public schools all of K-12 and I credit that experience with building class consciousness from an early age.

11:30 a.m. — I eat a late breakfast at home: coffee, bagel with cream cheese, and a bowl of fruit. Then, I head out and drop my car off for an oil change. My grandparents live close to my mechanic; they pick me up and hang out with me while I wait. I absolutely adore Fort Wayne, but the city has little to offer in terms of public transportation. I'm fortunate to be able to afford a car in this city because otherwise my options for work and housing would be drastically reduced.3 p.m.

3:30 p.m. — Egg rolls have been on my mind for several days now, so I decide it's time to treat myself to food delivery. I order Kung Pao shrimp and egg rolls.9 p.m. — F. and I go for a drive and stop to get snacks from the gas station. After we drive around for a bit we go home and go to bed.9 a.m. — I have yogurt with fruit and a coffee for breakfast, and pack a chai latte and snacks for work.

2 p.m. — My mom takes my grandma and me out for lunch at our favorite Vietnamese place. We share spring rolls and egg rolls and I order a noodle dish with shrimp. My mom pays. 7 p.m. — We go for a quick mile-long hike near our cabin. It's beautiful and we see some deer on the trail ahead of us. There are about a thousand woodpeckers in the area as well. Afterward, we head back to the cabin and tuck in for the night.6 a.m. — We wake up early to watch the sunrise. We enjoy some coffee and a granola bar before setting out on a two-mile hike, which turns out to be my favorite part of the trip.

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