I dreaded switching checking accounts for years, but when I finally sat down to do it I was finished in 3 minutes

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I dreaded switching checking accounts for years, but when I finally sat down to do it I was finished in 3 minutes
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Opening my new checking account took me about 3 minutes

It means that when it comes to my money, I’m often content with things the way they are – the decision with the least amount of work or change required is often my preference. As long as nothing is going horribly wrong, I’m fine.

Even when I started writing about personal finance professionally, I avoided researching other checking accounts for two reasons: I doubted there could really be a better option and even if I found one, I assumed Wells Fargo would coax me into staying.Researching the best checking accounts helped me realize what I neededbest checking accounts

I ultimately named Capital One’s 360 Checking Account the best checking account overall, in part because it is fee-free, has a large ATM network, and earns a 0.20% APY. The bank doesn’t have a ton of locations around the US, however, which is why I named Chase’s Total Checking Account the best option for branch and ATM access.

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