Experts say it helps to start this search with a plan. Here’s a deeper look at the process.
State-based health insurance marketplaces created by the Affordable Care Act are the only places where people can buy individual insurance with help from an income-based subsidy. They can be found through the federal government’s healthcare.gov website.
Individual insurance differs from Medicaid in several ways. Some marketplace plans come with a big deductible that people must pay before most coverage starts. Individual insurance also can give people more care choices. Many doctors don’t accept Medicaid, and states may pay for only a limited amount of prescriptions.
Start shopping for new insurance before Medicaid ends. Shoppers should allow plenty of time to sort through options.
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