How to get the most out of your travel rewards credit card

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How to get the most out of your travel rewards credit card
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.NBCNewsBETTER: They’re not for everyone and unless you choose wisely, they could cost you money. Here's a better way to reap the benefits.

“Stockpiling travel rewards and letting them collect dust in your account is pointless,” Rathner said.

“If you’ve been saving up for years in the hopes of booking a specific trip, only to find that the price of said trip has doubled, that can be devastating,” said, in an email to NBC News BETTER. “With more airlines shifting away from fixed award rates and towards more dynamic-pricing models, it’s much harder to determine what a ‘good value’ award is.”

“That way,” Kelly says, “if one of the partner programs changes its award structure, you have other options to still realize value for your hard-earned points and miles.”General travel rewards cards “Each travel rewards card has different ways to earn and redeem points or miles,” said Oliver Browne, chief industry analyst with

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