Not everyone needs life insurance, but many people would benefit from having it at certain points in their lives.
It's also been a bracing reminder that we could die way sooner than expected. And that means you could inadvertently leave people you love in the lurch.Which brings us to one of the least popular yet relevant topics: life insurance.
"If your children are young, you might want to get a policy that lasts at least long enough to cover their expenses until they're 18 -- or 22, if you want to help pay for their college education.
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