How I Manage My Money: YouTuber, on £3k a month, saves thousands living on a boat

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How I Manage My Money: YouTuber, on £3k a month, saves thousands living on a boat
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James Posner doesn't have to pay council tax or much money on energy bills

we aim to find out how people in the UK are spending, saving and investing money to meet their costs and achieve their goals.

I got through school without working too hard and somehow managed to go to university in Bristol, even though I had no clue what I wanted to do for the rest of my life. After a brief stint studying Geography, I switched and did development and policy, spending a few years partying in Clifton village with the other posh kids and barely seeing a lecture hall.

The year 2020 was a turning point in my life as my wife and I divorced. As well as dealing with the trauma of this, my financial situation looked set to rapidly deteriorate. I was earning up to £80,000, but was only just about able to keep everything going. Even a small flat could have a monthly utilities bill of £300, and that’s all year round. On a boat, I only light my fire in the winter months, so I estimate I currently save around £2,000 a month by living onThe community of boaters is also like none other and no matter where you moor, you’ll find a friend.. I began recording parts of my narrowboat journey for a friend who I was originally planning to buy the boat with.

I want to pass that bit of luck I had on to someone else who could really do with a place to live or something to sell. The new boat I’ll be living in needs a lot of work doing to it and I’ve made a start on this.

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