How credit cards help my family travel

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How credit cards help my family travel
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Now that we’re paying for four, credit cards play a major role in our ability to swing our travel, but perhaps not in the way you might think.

We don’t rack up debt, and because we pay our bills in full each month, we don’t pay any interest. Instead, we rely heavily on the points and miles that we largely earn from. And with the national average domestic airline itinerary fare hovering just below $400 in the fourth quarter of last year, according to the Department of Transportation, every bit we can defray helps.

is around 50,000 miles, sometimes considerably more. That means by opening one new card and paying an annual fee under $100, my whole family can jet from Baltimore to sunny California.. Several popular airlines offer the perk for a companion to fly free or at a reduced cost — as an outright perk of holding its branded credit card or by earning enough points in a year. Using a companion pass helps stretch our family’s airfare budget even further.

Booking with miles, on the other hand, can allow you to cancel your tickets — even last minute — and get all your rewards back without penalty.“Gee, I’m so excited to wait in long lines with grumpy kids,” said no one ever. The reality is that long lines at security checkpoints, rental car counters and even hotel check-in queues can really dampen the excitement of travel for kids and grown-ups alike.

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