How Americans Can Cut Costs and Save Amid the Pain of Record Inflation

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How Americans Can Cut Costs and Save Amid the Pain of Record Inflation
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Higher prices are not going away any time soon. However, experts say there are steps you can take to protect your money.

The reason for that is that stocks have a strong track record. Over more than 90 years, equities have had returns in excess of inflation, he said.

The key to success is to design an all-weather portfolio for all market conditions and then to rebalance when necessary, Hebner said. In other words, scary headlines should not throw you off course and prompt you to make reactionary trades.A shopper walks out of a store inside a shopping mall in Bethesda, Maryland on February 17, 2022.

Rising prices may kill any joy you may feel from"retail therapy," according to research from Duke University's Fuqua School of Business.As we feel financially constrained, we're more likely to second guess our decisions and wonder if we could have made a better choice. "That opportunity cost, the thing I could have done with the money, weighs on me," said Gavan Fitzsimons, a professor of marketing and psychology atSo how can consumers feel better about their purchases?By thinking through your consumption, you can make sure the purchase is a good one, and a justified use of the money, he said.

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