California's insurance commissioner reminds insurers of their obligation to cover mudslide and debris flow damage linked to recent wildfires. Many homeowners living near burn areas may be covered under their fire insurance policies, but should file claims and follow up with their insurer and the California Department of Insurance.
Insurance commissioner says homeowners in fire zones will likely be covered in event of debris flow sWill homeowner's insurance cover damage to properties if there's a severe mudslide or debris flow ? The California insurance commissioner recently reminded insurance companies of their legal obligation.
Will my homeowner's insurance cover damage to my property if there's a severe mudslide or debris flow? "There's a national flood map, and if you're going to get a mortgage in a flood zone, your mortgage company will require you to get flood insurance," said Dattola. "But your average person in Southern California is not in a flood zone, so they don't typically buy it."
California's plan that provides insurance to homeowners who can't get private coverage needs $1 billion more to pay out claims related to the Los Angeles wildfires, the state Insurance Department said Tuesday.
Natural Disasters Homeowner's Insurance Debris Flow Wildfires California Insurance Commissioner
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