Spending more during the holidays can lead to higher credit card balances and negatively impact your credit utilization ratio, a key factor in determining your credit score.
<p>SALT LAKE CITY — All the shopping you did this month may have a bigger impact on your finances than just having to budget for all the money you spent.
&quot;</p><p>Maxing out your cards can hurt you almost as much as <a href="https://www.ksl.
CREDIT SCORE HOLIDAY SPENDING UTILIZATION FINANCE CREDIT CARDS
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