Here's what you should be doing in your 20s, 30s and 40s to retire wealthy, says money expert

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Here's what you should be doing in your 20s, 30s and 40s to retire wealthy, says money expert
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What to do in your 20s, 30s, and 40s to boost your chances of retiring with $1 million. (via CNBCMakeIt)

that the one thing he wishes he had known about money in his 20s is that credit cards are the worst investment that you can make.

To avoid racking up credit card debt, keep living expenses to a minimum. Consider living in a studio versus a one-bedroom. Take public transportation. Bring leftovers for lunch. Negotiate your bills. Don't blow off your bonuses or raises on extravagant purchases; use that money to pay off your highest rate of debt instead.

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