Starting Saturday, many Americans can get home Covid-19 tests at no cost through their private insurance. They can obtain the tests from pharmacies, retailers and online vendors.
Most Americans with private insurance can buy home tests online or in stores and have them paid for at the time of purchase or get reimbursed by submitting a claim to their insurer. So make sure you save your receipts.Insurers may set up a network of preferred stores, pharmacies and online retailers where consumers can receive tests at no cost up front. People could still buy tests outside that network, but insurers would only have to reimburse up to $12 for each one.
Consumers should contact their insurers to find out if they provide direct coverage or if claims must be submitted.No, you will not need to visit a doctor to get the free tests.Insurers must pay for up to eight tests per covered individual per month. So a family of four could get 32 tests each month, for instance.Sorry, but only tests bought starting January 15 qualify.
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