Habitat for Humanity continues to make homeownership achievable for San Diegans

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Habitat for Humanity continues to make homeownership achievable for San Diegans
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'When you have the opportunity to build your own home, that makes you appreciate it even more,' Fernando Torres said.

"When you have the opportunity to build your own home, that makes you appreciate it even more," Fernando Torres said.SAN DIEGO — At a time when homeownership feels out of reach for so many, there's still one non-profit, helping make that dream a reality. In another edition of CBS 8's Working for our Community series, we shed light, on

One morning back in 2015, Torres was walking his son to school - noticed a Habitat for Humanity project underway and decided to apply for a home of his own."We were just blessed. They changed our lives," he said. "San Diego is quickly becoming one of the most expensive places to buy a home, but it's long been one of the most expensive places to live period," President and CEO of Habitat for Humanity, Kwofi Reed said."As for how we choose, or select the families - it's highly competitive, as you can imagine - in a market as expensive as ours."

Kwofi says applicants need to answer three basic questions to qualify:"Are they in a situation that's unsafe, crowded, or unstable?" "While it is affordable, there is a mortgage that needs to be supported. We build the home, we provide that first mortgage, and we make up the difference with donations, capital support and other donations brought in from the community," Kwofi said."Sweat equity is a big component of our model," the President and CEO added.

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