Southern U.S. beach towns comprise 10 of the top 20 overall riskiest beach towns in which to own a home.
The study assigned each town a score of 0-5 in each category, with the higher the score meaning the more at risk. Each town’s total score was compiled from its individual factor scores, which were weighted according to their impact on the risk associated with owning a beach house.
Four Florida beach towns made the top 20, although none in the Florida Panhandle. Key West ranked 8th ; Miami Beach was 10th ; Sanibel Island was 16th ; and Clearwater was 19th . When the study examined which beach towns had the highest property values at risk of flooding, Gulf Shores moved up even higher on the list.
Interestingly, while southern U.S. beach towns comprise 10 of the top 20 overall riskiest beach towns in which to own a home, only Gulf Shores and St. Simons Island, Ga., crack the top 10 in both highest percentage of at risk homes and highest average property value among at risk beach homes.
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