Understand the potential impact of GoFundMe campaigns on your eligibility for FEMA disaster relief. Learn how to word your campaigns effectively and maximize your support while ensuring you don't inadvertently jeopardize your federal aid.
While GoFundMe campaigns can be incredibly helpful in providing swift financial assistance to those affected by disasters like the recent wildfires, it's crucial to understand how they can potentially influence your eligibility for federal disaster relief from FEMA . Federal law prevents FEMA from providing duplicate benefits for losses already covered by other sources, including crowdfunding platforms.
A public affairs officer with FEMA, Brandi Richard Thompson, illustrated this with an example: If you apply for FEMA assistance due to wildfire damage to your vehicle and subsequently launch a GoFundMe campaign explicitly stating your need to replace the car, FEMA might deem you ineligible for vehicle replacement funds. This is because FEMA's mission is to provide aid where other resources fall short, and they can't duplicate benefits already secured through insurance or crowdfunding.The key lies in the wording and transparency of your GoFundMe campaign. While you can still raise funds for specific needs, it's essential to avoid explicitly stating that the funds will be used to cover expenses already addressed by FEMA. If your GoFundMe campaign raises funds below FEMA's maximum assistance limit for your specific need, you might still be eligible to apply for certain programs. FEMA also offers various forms of disaster aid, so even if your GoFundMe campaign addresses a particular need, you might still qualify for other forms of assistance.
FEMA Gofundme Wildfires Disaster Relief Financial Assistance
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