First, smartphones were transformed into digital wallets, now technology giants and banks want to turn phones into devices that can receive payments as well.
Stripe’s global chief revenue officer, Mike Clayville, said the ability to take payments on a phone would be useful for a host of businesses such as tour guides, stylists and plumbers who needed to collect payments without carrying around “clunky technology”.“Online commerce has always been very flexible to the consumer and you can do online commerce anywhere you want. You can do it on the train with mobile. You can do it at home on your PC.
In the United States, Apple also allows businesses to accept payments on iPhones – though the tech giant hasn’t rolled out the feature in Australia yet. Domestic banks, meanwhile, are fighting back to maintain their dominance among smaller firms. NAB and Westpac have announced payments can be made via Android, while CBA offers a dongle that can connect to a phone, allowing payments to be accepted on the go.
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