With some planning, you may be able to avoid holiday debt. But if you go over budget and carry some credit card balances, there are ways to limit the damage to your finances.
2. Watch out for sneaky costs
Hosting parties and hungry houseguests is more expensive now, too. The cost of food at home increased 12.4% from October 2021 to October 2022, according to the Bureau of Labor Statistics. Americans are addicted to buying stuff — but consumerism doesn't make us happy, and it also contributes to climate change, NBCLX Storyteller Chase Cain explains in the next part of his Climate Change Survival Guide. So this holiday shopping season, which is already more challenging due to supply chain problems, try out alternative gift ideas, like experiences or second-hand items.
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