The Justice Department accused Ameris Bank of redlining and denying loans to Jacksonville’s Black and Hispanic residents.
Attorney General Merrick Garland listens to questions at a news conference on the findings of a Justice Department investigation into the Minneapolis Police Department on June 16 at the U.S. District Court building in Minneapolis. Attorney General Merrick Garland announced a $9 million federal settlement on Thursday with a bank in Jacksonville, Fla.
“Our analysis also found that Ameris did not make sufficient efforts to reach neighborhoods of color — in fact, mortgage bankers failed to serve those communities, and marketing and outreach efforts were directed toward White communities,” Clarke said. “And finally, we allege that Ameris knew of its redlining risk in Black and Hispanic communities in Jacksonville for years, but it did not take any corrective action to address the risk and reach out to communities of color in Jacksonville.
Experts have said redlining has contributed to generational inequities as Black families have had more obstacles than White ones to buying a home and being able to pass along that asset to their children.
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