First Republic shares drop 18% as fears grow of more banks failing

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First Republic shares drop 18% as fears grow of more banks failing
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First Republic, the San Francisco-based regional bank, saw its stock price sag after Standard & Poor’s slashed its credit rating from BB+ to B+.

Shares of First Republic Bank were down nearly 20% in pre-market trading on Monday after credit rating agency Standard & Poor’s warned that a $30 billion rescue plan inked for the troubled bank last week may not be enough.

The San Francisco-based regional bank, saw its stock price sag after Standard & Poor’s slashed its credit rating from BB+ to B+ on Sunday, saying “substantial” concerns remain about the bank’s financial health. A BB+ credit rating is considered below investment grade, which means that the financial institution in question is particularly vulnerable to economic headwinds and thus is at higher risk of default.announced a $30 billion cash infusion to help First Republic.

JPMorgan, Bank of America, Citigroup, and Wells Fargo will each contribute around $5 billion of deposits while Morgan Stanley and Goldman Sachs will pitch in $2.5 billion each. Standard & Poor’s slashed First Republic’s credit rating on Sunday, triggering the sell-off of the bank’s stock.

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