The analysis found that meeting wildfire safety standards for roughly 30,000 homes within the Eaton and Pacific Palisades burn areas would significantly cut average annual losses.
Architect Michael Kovac walks outside of his Pacific Palisades home on Thursday, Feb. 20, 2025. Kovac designed and built his home to withstand fires by using fireproof materials and installing a fire suppression system.
Only the chimney of his neighbors home, in background, survived the Palisades fire. LOS ANGELES — Rebuilding homes to fire-safe standards in areas burned by the Eaton and Pacific Palisades fires could reduce insurance losses by about one-third, according to an analysis cited today by consumer advocates backing proposed state legislation. The analysis, released Friday by the California Department of Insurance and the National Association of Insurance Commissioners, found that meeting wildfire safety standards for roughly 30,000 homes within the Eaton and Pacific Palisades burn areas would significantly cut average annual losses. “As Los Angeles continues to rebuild, local leaders face a pivotal choice: reconstruct to the same standards that left communities vulnerable, or seize this moment to build back with proven, science-based protections that will safeguard lives, property, and insurance access for decades to come,” Insurance Commissioner Ricardo Lara said in a statement Friday. Consumer advocates said the findings support SB 1076, a bill that would require insurers to offer coverage to homeowners who meet state fire safety standards. “The evidence is indisputable: If L.A. builds back fire-safe insurance companies will save a mint,” Carmen Balber, executive director of Consumer Watchdog, said in a statement. “Families fighting to rebuild have a right to know that if they invest in fire safety, insurance companies must invest in them.” The measure was introduced by state Sen. Sasha Renee Perez, D-Pasadena, and is co-sponsored by Consumer Watchdog and the Eaton Fire Survivors Network. Supporters said the bill is intended to address ongoing concerns about insurance availability following destructive wildfires across the region. “Survivors are rebuilding stronger and safer,” Joy Chen, executive director of the Eaton Fire Survivors Network, said. “But if our community cannot access insurance even after making our homes fire-safe, our housing market will crater.”Nebraska wildfire fight drags into day 7 as winds ease, but danger still looms75 arrested in downtown LA at ‘No Kings’ protest; federal officers injured, authorities sayInside Paul McCartney’s Friday night performance at LA’s Fonda TheatreBreak up LAUSD before it fails another generationVoices from ‘No Kings’ protests around Southern California
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