Whether you’re looking for holiday deals or scrambling for a last-minute gift, ‘tis the season to online shop. Our InvestigateTV team explains why the FBI says stay away from debit and stick to your credit card for those online purchases.
, and countless experts all offer the same advice when it comes to holiday shopping – choose credit over debit.
If a criminal steals your credit card information, they are not able to wipe out your checking account – which can happen if your debit card is compromised.“Even if your financial institution covers theft on your debit cards, it still immediately comes out of your account if there is fraud. And it could take weeks, even longer to get that fixed,” the but debit cards are not. Only some debit card issuers may voluntarily offer protections because they are not required to do so.
If you don’t receive what you paid for, the FCBA allows you to dispute the charge on your credit card as a billing error.Copyright 2022 Gray Media Group, Inc. All rights reserved.
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