Unfortunately, the odds of getting disabled at some point in your working life are high
Employer disability insurance policies typically aren't portable. If you change jobs or become self-employed, the insurance won't go with you. But according to government data, people entering the workforce today have a one in four chance of disability before hitting the Social Security retirement age. Your own disability insurance policies are important, even if they are costly, just in case you become disabled and lose your income.
Employer disability insurance policies typically aren't portable. If you change jobs or become self-employed, the insurance won't go with you. But according to government data, people entering the workforce today have a one in four chance of disability before hitting the Social Security retirement age. Your own disability insurance policies are important, even if they are costly, just in case you become disabled and lose your income.
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