Early retirement comes as a surprise for many workers, study finds. Here's how to manage that financial shock

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Early retirement comes as a surprise for many workers, study finds. Here's how to manage that financial shock
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Retiring early is the dream for many workers. But many individuals find themselves forced to call it quits because of health, career or family circumstances.

Retiring early is the dream for many workers. Yet a large number of individuals find themselves forced to call it quits because of health, career or family circumstances.

"Many people may not even realize how severe the consequences can be and how absolutely critical those extra five or 10 years in the workforce can be in terms of achieving retirement security," Collinson said. They're also missing out on growth of their savings and investments, assuming they would have left those untapped if they kept working.

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