Don’t Rush In to Social Security, Despite Concerns About the Economy

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Don’t Rush In to Social Security, Despite Concerns About the Economy
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We don't know yet what effect Covid-19 will have on Social Security benefits, but don't be in a rush to claim your benefits

I’m 64, and my plan has been to wait until I’m 70 to claim Social Security. But I’m worried that the pandemic and its economic impact will affect the health of the program. That, in turn, makes me think that claiming benefits sooner rather than later might be a better bet. Any thoughts?

It’s a good question, and I wish I had a definitive answer. We simply don’t know, yet, how the pandemic will shape Social Security’s finances. But I would argue that there are several reasons to stick with your original plan.

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