Debt experts see 'good news, bad news' scenario playing out for Americans

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Debt experts see 'good news, bad news' scenario playing out for Americans
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Americans added $25 billion in credit card debt during the third quarter, bringing collective credit card debt to about $1.29 trillion, WalletHub said.

Americans added $25 billion in credit card debt during the third quarter, bringing collective credit card debt to about $1.29 trillion, personal finance websiteThe bad news is that Americans keep adding debt, said WalletHub founder and CEO Odysseas Papadimitriou.

When adjusting for inflation, outstanding credit card debt is 13% below the all-time record from 2008, when Americans were mired in the Great Recession. But Papadimitriou warned of the “domino effect” that can occur if the struggles of those with credit card debt spread through the economy. The more people who feel the crush of credit card debt, the more people who can’t pay their bills, and the more businesses will feel the effects.“I do think there is a segment of the market that is struggling, and that's not healthy,” Papadimitriou said., one of the country's largest nonprofit credit counseling agencies, is seeing fewer clients.

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