Credit One Bank and American Express launched a new cash-back rewards credit card. (via CNBCMakeIt)
and the annual fee is $0 to $95 the first year. After that, it's $0 to $99. Beware that if you receive an annual fee, it will be billed to your account when it is opened and will reduce the amount of credit you initially have. For example, if you receive a credit line of $300 and your annual fee is $95, your initial available credit will only be about $205.
Potential applicants can check their approval chances with Credit One's prequalification form, with no harm to your credit score. However, if you prequalify for the card and want to submit a formal application, your credit will be pulled. "We look forward to partnering with Credit One Bank, one of the fastest growing issuers in the industry, to offer their customers a card with the strongest value, rewards and services of any Credit One Bank credit card," William Stredwick, senior vice president of global network services at American Express, said in a press release.
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