Almost 2.8 million consumers filed a fraud report to the Federal Trade Commission in 2021, the highest number on record.
Imposter scams were the most prevalent form of fraud in 2021, accounting for more than a third of reports, the FTC said. The typical victim lost $1,000.
In such scams, criminals pretend to be someone else to steal money or sensitive personal information. They may include romance scams, as well as people falsely claiming to be a government official, a relative in distress, aHowever, other forms of fraud were costlier on a per-person basis — investment fraud cost $3,000 per victim in 2021, for example, the largest such sum. Business and job-opportunity scams cost the typical victim almost $2,000.
Younger Americans tended to be fraud targets most frequently, but those over age 70 reported losing more money. The typical person over age 80 lost $1,500, triple that of those in their 20s.
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