An expert shared tips with Newsweek on what to do if a credit line is opened without your authorization.
One college student was left shocked when they logged into their credit report and discovered suspicious activity: there were three lines of credit listed in their name that they knew nothing about.The student shared in a recent Reddit post that they discovered that it was their own parents, who struggle with finances, that opened the lines of credit. So, they reported the card registrations for fraud.
'Obviously, you can unfreeze, but if someone you don't know or someone you haven't given approval for doing that, then at least you have the power to control that,' she pointed out.Having unknown debt can take a while to unburden, Harzog said, noting that the college student from the Reddit post could file an identity theft report to help.'It can take a long time to rebuild a credit score,' she said.
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