A cashless society may feel a lot more secure for many, but can also be prohibitive for a number of communities,
My favourite thing about Friday mornings is that my husband and I walk our dog to our favourite local cafe grab a coffee and enjoy the morning together before we get stuck into wrapping up the workweek.
Last year the Reserve Bank of Australia reported that cash accounted for just 13 per cent of all payments made. Which makes a lot of sense if you remember that cash payments plummeted during the pandemic, with local cafes and shops not accepting cash and online shopping surging. In 2023, the life expectancy for Aboriginal and Torres Strait Islander men is about 8.6 years less than non-Indigenous men, while for women, the difference is 7.8 years. Furthermore, only 65 per cent of Indigenous young adults achieve Year 12 or equivalent qualifications, compared to 89 per cent of non-Indigenous young adults.A digital welfare system, without careful implementation, could exacerbate these pre-existing inequalities.
And he’s absolutely correct, we should be drawing inspiration from New Zealand to ensure direct political representation for Indigenous Australians, but I digress. The argument for increased digital transactions remains though, and rests largely on ever-evolving technology, convenience and safety. My Friday morning cafe experience is hindered only slightly by the need to PAY ID the cafe money, juxtaposed with the larger concerns of a shifting societal paradigm, underscores the importance of an empathetic approach.
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