We analyzed dozens of popular travel cards using an average American's annual budget and dug into each one's perks and drawbacks to find the best travel credit cards based on your spending habits.
If you're looking for a card that also offers an introductory APR, you should consider the
from First Tech Federal Credit Union. It made our list of the top travel cards for its unique rewards program and relatively low variable APR of 12.75% - 18.00%.In addition to offering 0% APR during the first 12 billing cycles on balance transfers, the 12.75% - 18.00% variable APR rate is significantly lower than many other competitor cards . There are also no foreign transaction fees, which is a huge plus when traveling abroad.
Membership to First Tech Federal Credit Union is required, but anyone can join through affiliation with select organizations or employers, a relationship with a current member, working or living in Lane County, Oregon, attending Cogswell Poly Technical College or by joining the Community History Museum or Financial Fitness Association . First Tech pays the membership fee for the CHM and FFA on your behalf.
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