Californians grapple with reduced coverage as insurers pull from fire-prone areas

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Californians grapple with reduced coverage as insurers pull from fire-prone areas
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Some residents in California's disaster-prone areas are facing a double hardship—losing their homes and losing access to comprehensive insurance coverage.

Some residents in California's disaster-prone areas are facing a double hardship—losing their homes and losing access to affordable, comprehensive insurance coverage.Al Gottlieb, whose home was destroyed, said his family had relied on Farmers Insurance for four decades without filing a single claim. Then, Farmers canceled his policy, forcing him onto California's FAIR Plan—which he estimated to be four times the cost and half the coverage.

Balber recommended that homeowners maintain a journal of all conversations, obtain a full copy of their insurance policies, and save receipts for any expenses incurred during evacuations, as they may be eligible for reimbursement.Local officials are now preparing to support residents in the long and complex recovery process. Ventura County Fire's Dustin Gardner urged patience, acknowledging the difficult journey ahead for the community.

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