The taxpayer-funded down payment assistance program allows prospective homebuyers to borrow a 20% down payment from the state
. It's a taxpayer-funded down payment assistance program that could allow prospective homebuyers to borrow a 20% down payment from the state to buy their first home.
. There you will find all of the requirements. You must be a first-time home buyer, you must meet income requirements and be a first-generation home buyer. As far as the income requirements are concerned, in San Diego County it’s a maximum annual income of $185,000 per family and a minimum credit score of 660. If you meet the requirements, you need to get pre-approved by a state-approved lender which means gathering documents including:
Once you receive a pre-approval letter from the lender, you are required to take an online class on the state’s “Dream For All” website, which takes about an hour.
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