By actively managing your finances, you can maintain a healthy financial position as a homeowner.
Following the latest interest rate bump, homeowners could be spending thousands of rands more each month just to keep up with the repayments on their home loans.
Goslett explains that setting up a household budget will also allow the homeowners to see exactly where their money is going each month, and the visual representation of a monthly budget makes it easier to identify where money is being spent unnecessarily, which helps when the need arises to cut back on expenses.
Below are a few lifestyle expenses homeowners should consider when trying to find ways to cut their expenses: • Cancel any unnecessary subscription services. These days, it is common to have subscriptions to multiple streaming services. Try to limit your household to just one at a time to save a couple of hundred rands each month.
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