Why paying with cash instead of credit can still make sense
Debit cards are now linked to either the Visa or Mastercard networks. That means you can make online purchases without using a credit card.
In addition, some purchases may require you to have a credit card for insurance purposes, such as hotel stays and car rentals.One major advantage that credit cards have over cash is consumer protection. As a cardholder, you’re not responsible for any fraudulent charges made with your credit card. Plus, some credit cards come with additional protection such as extended warranty and buyer’s assurance, where your purchases are covered from theft, loss, and damage for 90 days.
In addition, many credit cards offer generous welcome bonuses. These offers can be worth hundreds of dollars, but you need to spend a minimum amount by a set date. While this incentive is clearly worth it, you run the risk of spending more than usual just to get it.Article content
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