Survey reveals what Canadians plan to do with their tax refund
That said, 25 per cent of those surveyed aged 18 to 34 also aren’t expecting a refund. That could be due to the fact that they haven’t been able to make Registered Retirement Savings Plan contributions, due to major expenses such as buying a home or paying for a wedding.Article content
Try to make your refund stretch by modifying your spending habits. Simple things such as driving less, changing where you buy groceries, or even price-matching can go a long way.If you have any high-interest debt such as an outstanding credit card balance or auto loan, that’s where you want to focus your attention. The return you’ll get will be worth it.
Yes, it makes more financial sense to save and invest that money, but let’s be real, spending money is fun.Just because you received your tax refund, it doesn’t mean you need to do something with it right away. It might make sense to just do nothing with it for now until you figure out what’s the best use for your money.
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