Banks including CBA and NAB criticised for cutting term deposit rates but not mortgage rates

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Banks including CBA and NAB criticised for cutting term deposit rates but not mortgage rates
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‘Sneaky’ move comes as ACCC calls out complex rate-setting policies and notes lack of aggressive price competition in the sector

CBA is among a number of Australian banks which have been lowering their term deposit rates over the last year even as the official cash rate remains unchanged.CBA is among a number of Australian banks which have been lowering their term deposit rates over the last year even as the official cash rate remains unchanged.

Wayne Strandquist, from Australian Independent Retirees, said the reductions would trigger a discussion among members on whether the major banks are the best place to park your money. Westpac is the only major bank to also lower its equivalent fixed mortgage rate, which it announced on Wednesday.

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