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This content includes information from experts in their field and is fact-checked to ensure accuracy.We are committed to bringing you researched, expert-driven content to help you make more informed decisions as it pertains to all aspects of your daily life. We constantly strive to provide you with the best information possible.Cash was once considered king. But since we're able to buy things with a card or even the tap of our phone now, many of us hardly keep anythese days.
"It would be put back on your credit card if you used one, and the money doesn't always appear in your account for several days," Holmes explains."But, if your receipt reflects that you made your purchase with cash, the shop will reimburse you with the same amount. Cash payments are immediately returned after the products are returned."and CEO of Credit Summit, says it's smarter to pay by cash when traveling because card payments could rack up additional fees for you.
Using cash can help you budget more efficiently for your everyday spending, and keep you from going overboard. If you eat out a lot, you may increase your credit card debt and ruin your credit score too, Keller warns.
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