Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricier

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Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricier
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If Donald Trump wins the presidential election, Republicans hope he will fulfill a longstanding GOP goal of privatizing the mortgage giants Fannie Mae and Freddie Mac. The two companies have been under government control since the Great Recession in 2008.

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“I didn’t find it to be a credible or compelling” argument, Calabria, now a senior adviser at the libertarian Cato Institute, said of Zandi’s and Parrott’s analysis. “My Administration was denied the time it needed to fix this problem,” he wrote to the Kentucky senator. The Trump campaign declined to comment Tuesday on whether Trump still wants to end the conservatorship.

Before they were taken over in 2008, Fannie Mae and Freddie Mac were private companies but still enjoyed an implicit government guarantee — one that bailed them out after the collapse of the housing market and the wave of mortgage defaults. Calabria dismissed those fears and said there’s no need for a federal guarantee. Other huge firms the government bailed out during the 2008 recession, including Citibank, AIG and General Motors, remain public companies and haven’t needed a conservatorship, he said.

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