Affin Bank's net profit drops to RM110.21mil in 1Q on narrower net interest margin

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Affin Bank's net profit drops to RM110.21mil in 1Q on narrower net interest margin
Affin BankProfitDeposits
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KUALA LUMPUR: Affin Bank Bhd, which reported net interest margin compression in 1Q24 had impacted its bottomline, will remain focused on expanding its current account savings account franchise and high-margin businesses while optimising costs.

President and group CEO Datuk Wan Razly Abdullah said the prolonged competitive pressures on deposit pricing remain a challenge. The bank's high-margin businesses have also shown growth, particularly in the personal financing segment, which grew 27.1% year-on-year to RM6.1bil, he added.Moving forward, Wan Razly said the bank remains cautious on the fragile economic environment due to geopolitical uncertainties in Europe and the Middle East, coupled with weak trade demand from the US and Europe.

"Our capital position and loan loss reserves provisions remain elevated to protect the bank and its shareholders.”

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