In the wake of the Dobbs decision, some residents are learning that reproductive benefits may not be covered if their employer is headquartered out of New York state— or if their health plan falls under federal jurisdiction.
A reproductive rights activist, gagged by a scarf in the colors of the US flag, marches during a protest in New York against Supreme Court's recent ruling on abortion rights, July 4, 2022.A reproductive rights activist, gagged by a scarf in the colors of the US flag, marches during a protest in New York against Supreme Court's recent ruling on abortion rights, July 4, 2022.
“How can I be living in Brooklyn and have health insurance that doesn't cover an abortion unless the life of the mother is at risk?” Rachael wondered. “I would have never expected that to be something that I would deal with in New York City.” who are insured through the private sector are enrolled in those types of plans, which are subject to federal rather than state regulations.
— an arrangement in which Insperity essentially adopts an organization’s employees as its own. Rachael says that’s the arrangement Insperity has with her organization.The health plan Insperity secured for Rachael and her colleagues is provided through the national insurance giant United Healthcare. Even though United offers health plans in New York, where Rachael’s nonprofit is located, this particular plan indicates that it was instead issued in Texas, where Insperity is based.
United Healthcare also sent a statement after publication that simply said fully insured health plans must comply with regulations in the states where they’re written.Filling in the gaps in abortion coverage
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